Pension-day view
Expected retired pay, reserve and scheduled outflows in one place.
The month, in one screen
Retired pay, the automatic reserve, bills and the balance left after both without reconstructing the month from a transaction list.
Online banking
A clear service, delivered by bankers
Personal online banking is included with every River Gem deposit account. Sign in with multi factor authentication and see the same records your banker sees.
Next step
Tell us what you need. A banker will reply within one business day with the right person, the documents we need and a clear timeline.
Open an accountThe service
What is available
Transfers
Move money between your accounts, with a banker review where required.
Mobile deposit
Photograph a check; funds are credited after review.
eStatements
Monthly statements with CSV export for the rows behind the figures.
Secure messages
Write to your named banker and keep the thread with the account.
Cards
See the card on the account, its expiry and the last four digits.
Sign-in and session security
Every sign-in can require a second factor. Changing a password signs out every other device. A banker will never ask for your password or a one time code.
What you can do yourself
Deposit, withdraw, transfer, message your banker, review a receipt and export a statement. Payments that need a human are queued, claimed once and recorded with the resulting balance.
Open an account
Your next pension day can be the first clear one.
Most personal applications take about eight minutes. You will get a decision, a routing number for DFAS and a named banker not a waiting list.
River Gem Bank is a California state-chartered bank. Deposits are FDIC insured up to $250,000 per depositor, per ownership category.