Mobile deposit
Photograph a check and track the review status from the phone.
Pension day, from wherever you are
The same accounts, the same records and the same banker, in a responsive experience built for a phone.
Mobile banking
A clear service, delivered by bankers
River Gem online banking is responsive by design. There is no separate app to download and no second set of credentials; the experience adapts to the screen and keeps the same controls.
Next step
Tell us what you need. A banker will reply within one business day with the right person, the documents we need and a clear timeline.
Open an accountThe service
What is available
Transfers
Move money between accounts in a few taps.
Card details
See the card, its expiry and the account it draws on.
Secure messages
Message your banker without leaving the account.
Biometric sign-in
Use the device's secure unlock where it is available.
Instant alerts
Transaction and sign-in notifications so an unexpected event is visible early.
No app store required
The experience is served from the same secure origin as online banking. That means one set of security updates, one password and no third-party app permissions to audit.
If you lose the phone
Sign in from another device and change the password; every other session is signed out. Call the 24/7 fraud line if the phone also had access to your email.
Open an account
Your next pension day can be the first clear one.
Most personal applications take about eight minutes. You will get a decision, a routing number for DFAS and a named banker not a waiting list.
River Gem Bank is a California state-chartered bank. Deposits are FDIC insured up to $250,000 per depositor, per ownership category.