Financial education
Free workshops on pension-day budgeting, credit and homebuying.
A bank's capital is also a community resource
Financial education, veteran entrepreneurship and housing partnerships in the communities River Gem serves.
River Gem for Good
A clear service, delivered by bankers
The program is funded as a line item in the bank's annual plan, not as a marketing budget. Each partner reports on a specific measure, and the bank publishes the total.
Next step
Tell us what you need. A banker will reply within one business day with the right person, the documents we need and a clear timeline.
Partner with the programThe service
What is available
Veteran entrepreneurship
Cohorts, mentoring and introductions for veteran owned businesses.
Affordable housing
Deposit and lending support for community housing partners.
Emergency grants
Small grants administered through nonprofit partners.
Employee giving
Matched employee donations and paid volunteer time.
Transparent reporting
An annual program report with partner and outcome data.
How the program is governed
A committee of bank leaders and community partners reviews applications twice a year. Grants are made to eligible nonprofits, not to individuals, and every award has a stated use and reporting requirement.
What we do not fund
Political campaigns, religious activities, individual scholarships and organizations that discriminate. We also do not fund a program we cannot measure.
Open an account
Your next pension day can be the first clear one.
Most personal applications take about eight minutes. You will get a decision, a routing number for DFAS and a named banker not a waiting list.
River Gem Bank is a California state-chartered bank. Deposits are FDIC insured up to $250,000 per depositor, per ownership category.